1. Acceptance of Terms
By accessing and using this website, you accept and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree, please do not use this site.

• 2. Use of Website
  You may use this website for lawful, informational purposes only. You agree not to:
• Violate any applicable laws or regulations
• Interfere with or disrupt the website or servers
• Attempt to gain unauthorized access to any part of the website
• Reproduce, copy, or distribute content without permission

3. Intellectual Property
All content on this website — including text, images, graphics, and logos — is owned by us or our content providers and protected by intellectual property laws. You may not reuse or reproduce any content without written permission.

4. Disclaimer
This website is provided “as is” and without warranties of any kind. We do not guarantee the accuracy, completeness, or availability of the content. Your use of the website is at your own risk.

5. Limitation of Liability
We are not liable for any direct, indirect, incidental, or consequential damages resulting from your use of the website or its content, including errors, interruptions, or delays.

6. Links to Other Websites
This website may contain links to third-party websites. We are not responsible for the content, practices, or privacy policies of those sites.

7. Changes to These Terms
We may update these Terms of Use at any time. Changes will be posted on this page with an updated date. Continued use of the site indicates your acceptance of the updated terms.

8. Governing Law
These Terms are governed by the laws of the State of Texas, United States, without regard to its conflict of law principles.

9. Contact Information
If you have any questions or concerns about these Terms of Use, please contact us:

Benmar Capital
12215 Heatherwick Drive,
Cypress, TX 77429
+1 (713) 202-0700
billhavey@sbcglobal.net